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Welcome to CoachRamya.com (“we,” “us,” “our,” “Coach Ramya”). These Terms and Conditions (“Terms”) govern your access to and use of our website, services, programs, masterclasses, content, and any products offered through CoachRamya.com. By using or accessing our website and services, you agree to be bound by these Terms.

Please read these Terms carefully. If you do not agree, do not use our website or services.

1. Use of the Website

By accessing or using CoachRamya.com, you affirm that:

  • You are at least 18 years old, or you are accessing under the supervision of a parent or guardian.
  • All information you provide is accurate and complete.
  • You will use the website and services lawfully and in accordance with these Terms.
2. Intellectual Property

All content provided on this website — including text, graphics, logos, icons, images, audio clips, video clips, and software — is the property of CoachRamya.com or its licensors and is protected by intellectual property laws.

You may not:

  • Reproduce, distribute, publicly display, or create derivative works from our content;
  • Use our intellectual property without prior written consent.
3. Programs, Masterclasses, and Services

All descriptions of products and services (online masterclasses, courses, workshops, coaching, webinars, etc.) are subject to change at any time without notice.

Your purchase, registration, or participation in a program indicates your acceptance of the terms specific to that program.

4. Payments and Fees

By enrolling in any paid program or service on CoachRamya.com, you agree to pay all fees associated with your selected offerings.

Payments are processed securely through third-party payment platforms. You agree not to dispute legitimate charges. For details about cancellations and refunds, please refer to our Refund & Cancellation Policy.

5. No Guarantee of Specific Outcomes

Programs, tools, and coaching services offered through CoachRamya.com are intended to support personal growth and performance. However, individual outcomes may vary, and no specific results are guaranteed.

Transformation and results depend on your active participation, consistency, and application of the concepts shared.

6. Limitation of Liability

To the fullest extent permitted by applicable law:

CoachRamya.com, Ramya Manikandan, its affiliates, employees, agents, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of the website, programs, or services.

In no event shall the total liability exceed the amount you paid for access to the applicable program or service.

7. User Conduct

You agree not to:

  • Use the website for any unlawful or harmful purpose
  • Upload, post, or transmit any material that is abusive, defamatory, obscene, or otherwise objectionable
  • Interfere with the website or its security features

We reserve the right to remove content or restrict access for users who violate these Terms.

8. Links to Third-Party Sites

CoachRamya.com may provide links to third-party websites, resources, or tools solely for convenience. We do not endorse or make representations about third-party content.

You acknowledge that we are not responsible for the accuracy, availability, or content of such external sites.

9. Modifications to These Terms

We may revise these Terms at any time. Continued use of the website and services after changes are posted signifies your acceptance of the updated Terms.

The “Effective Date” at the top will reflect when updates are made.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction where CoachRamya.com operates, without regard to its conflict of law principles.

11. Contact Information

If you have questions or require clarification regarding these Terms, you can contact us at:

📧 team@coachramya.com